Call reports 2014
FIRSTOAK BANK — 2014
What FIRSTOAK BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 97,493,000 | 91,188,000 | 93,437,000 | 93,063,000 |
| Total loans | 72,739,000 | 76,175,000 | 76,224,000 | 75,784,000 |
| Allowance for loan losses | 1,125,000 | 1,141,000 | 1,161,000 | 1,083,000 |
| Securities available for sale | 5,464,000 | 5,454,000 | 5,743,000 | 5,584,000 |
| Securities held to maturity | 534,000 | 532,000 | 531,000 | 529,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,973,000 | 75,842,000 | 75,897,000 | 75,870,000 |
| Interest-bearing deposits | 55,989,000 | 54,995,000 | 54,650,000 | 55,135,000 |
| Noninterest-bearing deposits | 22,984,000 | 20,847,000 | 21,247,000 | 20,735,000 |
| Equity capital | 9,861,000 | 9,654,000 | 9,964,000 | 9,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,225,000 | 2,509,000 | 3,799,000 | 5,108,000 |
| Interest expense | 93,000 | 167,000 | 239,000 | 309,000 |
| Net interest income | 1,132,000 | 2,342,000 | 3,560,000 | 4,799,000 |
| Noninterest income | 126,000 | 234,000 | 351,000 | 469,000 |
| Noninterest expense | 834,000 | 1,894,000 | 2,779,000 | 3,830,000 |
| Provision for loan losses | 30,000 | 85,000 | 105,000 | 105,000 |
| Pretax income | 394,000 | 597,000 | 1,027,000 | 1,345,000 |
| Income tax | 15,000 | 17,000 | 27,000 | 37,000 |
| Net income | 379,000 | 580,000 | 1,000,000 | 1,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,344,000 | 9,102,000 | 9,419,000 | 9,378,000 |
| Total capital | 10,301,000 | 10,081,000 | 10,353,000 | 10,298,000 |
| Risk-weighted assets | 76,931,000 | 78,702,000 | 74,531,000 | 73,449,000 |