Call reports 2013
FIRSTOAK BANK — 2013
What FIRSTOAK BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 93,138,000 | 92,238,000 | 90,193,000 | 91,852,000 |
| Total loans | 69,420,000 | 74,372,000 | 75,225,000 | 72,590,000 |
| Allowance for loan losses | 955,000 | 1,076,000 | 1,011,000 | 1,088,000 |
| Securities available for sale | 4,223,000 | 4,495,000 | 4,646,000 | 4,634,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 536,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,137,000 | 74,215,000 | 71,678,000 | 73,666,000 |
| Interest-bearing deposits | 56,379,000 | 55,492,000 | 53,758,000 | 53,860,000 |
| Noninterest-bearing deposits | 18,758,000 | 18,723,000 | 17,920,000 | 19,806,000 |
| Equity capital | 9,428,000 | 9,395,000 | 9,702,000 | 9,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,183,000 | 2,504,000 | 3,849,000 | 5,107,000 |
| Interest expense | 103,000 | 201,000 | 299,000 | 390,000 |
| Net interest income | 1,080,000 | 2,303,000 | 3,550,000 | 4,717,000 |
| Noninterest income | 81,000 | 184,000 | 290,000 | 445,000 |
| Noninterest expense | 828,000 | 1,680,000 | 2,555,000 | 3,615,000 |
| Provision for loan losses | 30,000 | 80,000 | 130,000 | 137,000 |
| Pretax income | 303,000 | 727,000 | 1,155,000 | 1,410,000 |
| Income tax | 6,000 | 17,000 | 31,000 | 38,000 |
| Net income | 297,000 | 710,000 | 1,124,000 | 1,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,825,000 | 8,908,000 | 9,191,000 | 9,088,000 |
| Total capital | 9,702,000 | 9,832,000 | 10,144,000 | 10,016,000 |
| Risk-weighted assets | 71,363,000 | 75,050,000 | 76,216,000 | 74,937,000 |