Call reports 2011
FIRSTOAK BANK — 2011
What FIRSTOAK BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 79,802,000 | 81,680,000 | 83,189,000 | 83,046,000 |
| Total loans | 66,159,000 | 65,408,000 | 64,702,000 | 63,422,000 |
| Allowance for loan losses | 1,041,000 | 1,125,000 | 1,042,000 | 971,000 |
| Securities available for sale | 2,819,000 | 3,063,000 | 3,323,000 | 3,727,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,685,000 | 64,821,000 | 66,033,000 | 65,860,000 |
| Interest-bearing deposits | 50,520,000 | 51,604,000 | 51,770,000 | 51,687,000 |
| Noninterest-bearing deposits | 12,165,000 | 13,217,000 | 14,263,000 | 14,173,000 |
| Equity capital | 8,516,000 | 8,411,000 | 8,567,000 | 8,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,140,000 | 2,293,000 | 3,433,000 | 4,554,000 |
| Interest expense | 183,000 | 348,000 | 506,000 | 653,000 |
| Net interest income | 957,000 | 1,945,000 | 2,927,000 | 3,901,000 |
| Noninterest income | 103,000 | 195,000 | 286,000 | 368,000 |
| Noninterest expense | 794,000 | 1,580,000 | 2,393,000 | 3,313,000 |
| Provision for loan losses | 15,000 | 105,000 | 140,000 | 162,000 |
| Pretax income | 251,000 | 497,000 | 722,000 | 836,000 |
| Income tax | -13,000 | -13,000 | -6,000 | -5,000 |
| Net income | 264,000 | 510,000 | 728,000 | 841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,058,000 | 7,939,000 | 8,012,000 | 8,182,000 |
| Total capital | 8,919,000 | 8,827,000 | 8,909,000 | 9,064,000 |
| Risk-weighted assets | 69,220,000 | 71,008,000 | 71,808,000 | 70,510,000 |