Call reports 2002
FIRSTOAK BANK — 2002
What FIRSTOAK BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 38,050,000 | 38,992,000 | 40,400,000 | 40,328,000 |
| Total loans | 31,353,000 | 32,076,000 | 33,683,000 | 33,806,000 |
| Allowance for loan losses | 469,000 | 496,000 | 526,000 | 474,000 |
| Securities available for sale | 3,372,000 | 3,555,000 | 3,556,000 | 2,912,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,113,000 | 29,746,000 | 32,872,000 | 31,463,000 |
| Interest-bearing deposits | 24,525,000 | 25,678,000 | 30,102,000 | 25,359,000 |
| Noninterest-bearing deposits | 6,588,000 | 4,068,000 | 2,770,000 | 6,104,000 |
| Equity capital | 2,914,000 | 3,113,000 | 3,281,000 | 3,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 734,000 | 1,463,000 | 2,251,000 | 3,024,000 |
| Interest expense | 204,000 | 406,000 | 619,000 | 819,000 |
| Net interest income | 530,000 | 1,057,000 | 1,632,000 | 2,205,000 |
| Noninterest income | 61,000 | 126,000 | 185,000 | 262,000 |
| Noninterest expense | 386,000 | 752,000 | 1,179,000 | 1,661,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 145,000 |
| Pretax income | 175,000 | 371,000 | 548,000 | 661,000 |
| Income tax | 91,000 | 101,000 | 108,000 | 88,000 |
| Net income | 84,000 | 270,000 | 440,000 | 573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,842,000 | 3,031,000 | 3,200,000 | 3,327,000 |
| Total capital | 3,228,000 | 3,425,000 | 3,609,000 | 3,733,000 |
| Risk-weighted assets | 30,805,000 | 31,378,000 | 32,620,000 | 32,447,000 |