Call reports 2001
FIRSTOAK BANK — 2001
What FIRSTOAK BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,172,000 | 33,725,000 | 33,936,000 | 37,023,000 |
| Total loans | 24,032,000 | 25,962,000 | 26,517,000 | 28,850,000 |
| Allowance for loan losses | 367,000 | 381,000 | 409,000 | 446,000 |
| Securities available for sale | 4,296,000 | 3,901,000 | 3,946,000 | 3,934,000 |
| Securities held to maturity | 99,000 | 99,000 | 99,000 | 99,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,662,000 | 28,193,000 | 29,906,000 | 30,613,000 |
| Interest-bearing deposits | 24,275,000 | 22,568,000 | 24,967,000 | 23,231,000 |
| Noninterest-bearing deposits | 5,387,000 | 5,625,000 | 4,939,000 | 7,382,000 |
| Equity capital | 2,590,000 | 2,718,000 | 2,848,000 | 2,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 707,000 | 1,410,000 | 2,106,000 | 2,801,000 |
| Interest expense | 298,000 | 581,000 | 851,000 | 1,068,000 |
| Net interest income | 409,000 | 829,000 | 1,255,000 | 1,733,000 |
| Noninterest income | 60,000 | 130,000 | 202,000 | 288,000 |
| Noninterest expense | 294,000 | 588,000 | 907,000 | 1,321,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 106,000 |
| Pretax income | 151,000 | 323,000 | 478,000 | 594,000 |
| Income tax | 45,000 | 101,000 | 154,000 | 198,000 |
| Net income | 106,000 | 222,000 | 324,000 | 396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,524,000 | 2,640,000 | 2,743,000 | 2,815,000 |
| Total capital | 2,835,000 | 2,964,000 | 3,071,000 | 3,172,000 |
| Risk-weighted assets | 24,835,000 | 25,877,000 | 26,198,000 | 28,437,000 |