Call reports 2025
UNITED TEXAS BANK, NATIONAL ASSOCIATION — 2025
What UNITED TEXAS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,051,134,000 | 1,008,949,000 | 1,057,261,000 | 1,091,686,000 |
| Total loans | 509,626,000 | 534,632,000 | 596,491,000 | 590,788,000 |
| Allowance for loan losses | 6,438,000 | 6,438,000 | 8,512,000 | 6,006,000 |
| Securities available for sale | 143,569,000 | 147,950,000 | 127,820,000 | 118,119,000 |
| Securities held to maturity | 72,274,000 | 74,488,000 | 71,594,000 | 74,630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 737,708,000 | 721,488,000 | 769,673,000 | 811,915,000 |
| Interest-bearing deposits | 611,768,000 | 618,522,000 | 672,606,000 | 681,546,000 |
| Noninterest-bearing deposits | 125,940,000 | 102,966,000 | 97,067,000 | 130,369,000 |
| Equity capital | 166,725,000 | 168,847,000 | 170,355,000 | 171,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 18,200,000 | 32,349,000 | 47,188,000 | 61,712,000 |
| Interest expense | 7,168,000 | 14,873,000 | 22,999,000 | 30,784,000 |
| Net interest income | 11,032,000 | 17,476,000 | 24,189,000 | 30,928,000 |
| Noninterest income | 4,224,000 | 7,415,000 | 10,124,000 | 12,960,000 |
| Noninterest expense | 7,390,000 | 14,291,000 | 21,702,000 | 29,612,000 |
| Provision for loan losses | -75,000 | -75,000 | 1,999,000 | 2,190,000 |
| Pretax income | 7,866,000 | 10,600,000 | 10,711,000 | 12,376,000 |
| Income tax | 1,594,000 | 2,165,000 | 1,808,000 | 2,129,000 |
| Net income | 5,998,000 | 8,163,000 | 8,634,000 | 9,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 167,499,000 | 169,659,000 | 170,122,000 | 171,405,000 |