Call reports 2023
UNITED TEXAS BANK, NATIONAL ASSOCIATION — 2023
What UNITED TEXAS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,180,868,000 | 1,361,026,000 | 1,295,915,000 | 1,293,700,000 |
| Total loans | 587,835,000 | 555,667,000 | 560,559,000 | 575,255,000 |
| Allowance for loan losses | 8,915,000 | 7,304,000 | 7,195,000 | 7,300,000 |
| Securities available for sale | 155,000,000 | 154,163,000 | 140,754,000 | 156,055,000 |
| Securities held to maturity | 179,504,000 | 157,077,000 | 135,428,000 | 113,207,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 702,189,000 | 972,022,000 | 896,010,000 | 864,532,000 |
| Interest-bearing deposits | 466,065,000 | 700,912,000 | 655,816,000 | 615,056,000 |
| Noninterest-bearing deposits | 236,124,000 | 271,110,000 | 240,194,000 | 249,476,000 |
| Equity capital | 141,686,000 | 146,203,000 | 147,309,000 | 152,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 15,124,000 | 32,542,000 | 51,453,000 | 69,579,000 |
| Interest expense | 6,133,000 | 13,116,000 | 21,439,000 | 30,168,000 |
| Net interest income | 8,991,000 | 19,426,000 | 30,014,000 | 39,411,000 |
| Noninterest income | 902,000 | 2,469,000 | 3,884,000 | 5,398,000 |
| Noninterest expense | 4,276,000 | 10,562,000 | 16,756,000 | 24,417,000 |
| Provision for loan losses | 1,640,000 | 1,640,000 | 1,640,000 | 204,000 |
| Pretax income | 3,977,000 | 9,693,000 | 15,502,000 | 20,188,000 |
| Income tax | 835,000 | 2,026,000 | 3,260,000 | 4,245,000 |
| Net income | 3,142,000 | 7,655,000 | 12,199,000 | 15,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,680,000 | 150,194,000 | 151,237,000 | 154,948,000 |
| Total capital | — | — | — | 161,724,000 |
| Risk-weighted assets | — | — | — | 947,778,000 |