Call reports 2020
UNITED TEXAS BANK, NATIONAL ASSOCIATION — 2020
What UNITED TEXAS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 667,211,000 | 958,711,000 | 1,025,985,000 | 1,061,503,000 |
| Total loans | 416,007,000 | 416,296,000 | 402,530,000 | 437,798,000 |
| Allowance for loan losses | 3,285,000 | 3,339,000 | 3,330,000 | 4,939,000 |
| Securities available for sale | 194,127,000 | 496,048,000 | 446,109,000 | 420,312,000 |
| Securities held to maturity | 19,000,000 | 19,000,000 | 23,250,000 | 23,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 495,775,000 | 642,971,000 | 710,908,000 | 736,001,000 |
| Interest-bearing deposits | 440,174,000 | 591,338,000 | 664,152,000 | 683,376,000 |
| Noninterest-bearing deposits | 55,601,000 | 51,633,000 | 46,756,000 | 52,625,000 |
| Equity capital | 54,956,000 | 91,976,000 | 104,604,000 | 113,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,567,000 | 14,501,000 | 23,172,000 | 31,181,000 |
| Interest expense | 2,385,000 | 4,672,000 | 6,791,000 | 8,795,000 |
| Net interest income | 4,182,000 | 9,829,000 | 16,381,000 | 22,386,000 |
| Noninterest income | -28,000 | -80,000 | -41,000 | 29,000 |
| Noninterest expense | 2,220,000 | 4,745,000 | 7,237,000 | 10,489,000 |
| Provision for loan losses | 54,000 | 108,000 | 98,000 | 1,708,000 |
| Pretax income | 1,880,000 | 14,587,000 | 35,112,000 | 37,504,000 |
| Income tax | 290,000 | 2,862,000 | 7,028,000 | 7,414,000 |
| Net income | 1,590,000 | 11,725,000 | 28,084,000 | 30,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,064,000 | 76,803,000 | 96,651,000 | 97,659,000 |
| Total capital | 60,349,000 | — | — | — |
| Risk-weighted assets | 576,570,000 | — | — | — |