Call reports 2019
UNITED TEXAS BANK, NATIONAL ASSOCIATION — 2019
What UNITED TEXAS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 487,310,000 | 479,393,000 | 645,537,000 | 663,596,000 |
| Total loans | 363,161,000 | 343,671,000 | 351,934,000 | 412,252,000 |
| Allowance for loan losses | 2,578,000 | 2,581,000 | 2,581,000 | 3,231,000 |
| Securities available for sale | 60,436,000 | 58,472,000 | 51,892,000 | 45,485,000 |
| Securities held to maturity | 3,000,000 | 10,000,000 | 12,500,000 | 19,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 397,164,000 | 394,944,000 | 491,374,000 | 509,404,000 |
| Interest-bearing deposits | 353,619,000 | 345,576,000 | 441,048,000 | 434,068,000 |
| Noninterest-bearing deposits | 43,545,000 | 49,368,000 | 50,326,000 | 75,336,000 |
| Equity capital | 54,655,000 | 55,555,000 | 56,608,000 | 57,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,326,000 | 11,087,000 | 17,119,000 | 23,409,000 |
| Interest expense | 2,042,000 | 4,472,000 | 7,050,000 | 9,653,000 |
| Net interest income | 3,284,000 | 6,615,000 | 10,069,000 | 13,756,000 |
| Noninterest income | 2,000 | -40,000 | -5,000 | 59,000 |
| Noninterest expense | 1,855,000 | 3,690,000 | 5,528,000 | 7,737,000 |
| Provision for loan losses | 169,000 | 169,000 | 169,000 | 819,000 |
| Pretax income | 1,259,000 | 2,711,000 | 4,356,000 | 5,245,000 |
| Income tax | 181,000 | 376,000 | 642,000 | 773,000 |
| Net income | 1,078,000 | 2,335,000 | 3,714,000 | 4,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,950,000 | 54,377,000 | 55,416,000 | 55,840,000 |
| Total capital | 56,528,000 | 56,957,000 | 57,997,000 | 59,071,000 |
| Risk-weighted assets | 381,232,000 | 371,563,000 | 410,210,000 | 475,143,000 |