Call reports 2018
UNITED TEXAS BANK, NATIONAL ASSOCIATION — 2018
What UNITED TEXAS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 498,801,000 | 488,902,000 | 491,119,000 | 458,649,000 |
| Total loans | 335,211,000 | 348,446,000 | 361,037,000 | 355,310,000 |
| Allowance for loan losses | 2,202,000 | 2,303,000 | 2,460,000 | 2,409,000 |
| Securities available for sale | 74,768,000 | 74,594,000 | 73,272,000 | 62,715,000 |
| Securities held to maturity | 2,500,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,944,000 | 322,032,000 | 385,051,000 | 369,931,000 |
| Interest-bearing deposits | 284,535,000 | 212,645,000 | 321,931,000 | 317,289,000 |
| Noninterest-bearing deposits | 46,409,000 | 109,387,000 | 63,120,000 | 52,642,000 |
| Equity capital | 44,420,000 | 45,536,000 | 52,333,000 | 53,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,362,000 | 9,164,000 | 14,173,000 | 19,267,000 |
| Interest expense | 1,353,000 | 2,956,000 | 4,749,000 | 6,662,000 |
| Net interest income | 3,009,000 | 6,208,000 | 9,424,000 | 12,605,000 |
| Noninterest income | 33,000 | 61,000 | 40,000 | 2,000 |
| Noninterest expense | 1,871,000 | 3,696,000 | 5,470,000 | 7,356,000 |
| Provision for loan losses | 0 | 100,000 | 250,000 | 519,000 |
| Pretax income | 1,169,000 | 2,471,000 | 3,741,000 | 4,725,000 |
| Income tax | 147,000 | 342,000 | 521,000 | 661,000 |
| Net income | 1,022,000 | 2,129,000 | 3,220,000 | 4,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,299,000 | 45,406,000 | 52,540,000 | 53,227,000 |
| Total capital | 46,501,000 | 47,709,000 | 54,999,000 | 55,636,000 |
| Risk-weighted assets | 354,912,000 | 368,899,000 | 388,582,000 | 369,241,000 |