Call reports 2016
UNITED TEXAS BANK, NATIONAL ASSOCIATION — 2016
What UNITED TEXAS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 317,456,000 | 308,298,000 | 333,840,000 | 403,247,000 |
| Total loans | 196,962,000 | 181,213,000 | 198,417,000 | 259,012,000 |
| Allowance for loan losses | 2,051,000 | 2,051,000 | 2,051,000 | 2,414,000 |
| Securities available for sale | 52,891,000 | 52,123,000 | 48,741,000 | 62,402,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,048,000 | 226,231,000 | 235,344,000 | 305,509,000 |
| Interest-bearing deposits | 197,977,000 | 187,006,000 | 185,364,000 | 255,712,000 |
| Noninterest-bearing deposits | 38,071,000 | 39,225,000 | 49,980,000 | 49,797,000 |
| Equity capital | 34,919,000 | 35,584,000 | 41,029,000 | 40,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,010,000 | 5,982,000 | 8,890,000 | 12,221,000 |
| Interest expense | 483,000 | 982,000 | 1,563,000 | 2,215,000 |
| Net interest income | 2,527,000 | 5,000,000 | 7,327,000 | 10,006,000 |
| Noninterest income | 71,000 | 98,000 | 126,000 | 231,000 |
| Noninterest expense | 1,752,000 | 3,426,000 | 5,104,000 | 7,093,000 |
| Provision for loan losses | 0 | 0 | 0 | 364,000 |
| Pretax income | 846,000 | 1,699,000 | 2,376,000 | 2,806,000 |
| Income tax | 177,000 | 380,000 | 521,000 | 568,000 |
| Net income | 669,000 | 1,319,000 | 1,855,000 | 2,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,749,000 | 34,399,000 | 39,935,000 | 40,317,000 |
| Total capital | 35,800,000 | 36,450,000 | 41,986,000 | 42,731,000 |
| Risk-weighted assets | 244,663,000 | 226,071,000 | 237,458,000 | 285,263,000 |