Call reports 2015
UNITED TEXAS BANK, NATIONAL ASSOCIATION — 2015
What UNITED TEXAS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 255,314,000 | 309,527,000 | 313,239,000 | 333,011,000 |
| Total loans | 170,042,000 | 186,081,000 | 181,741,000 | 185,341,000 |
| Allowance for loan losses | 1,950,000 | 2,050,000 | 2,050,000 | 2,050,000 |
| Securities available for sale | 68,445,000 | 63,651,000 | 61,907,000 | 54,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,106,000 | 219,273,000 | 224,503,000 | 244,425,000 |
| Interest-bearing deposits | 165,219,000 | 179,503,000 | 188,114,000 | 193,580,000 |
| Noninterest-bearing deposits | 34,887,000 | 39,770,000 | 36,389,000 | 50,845,000 |
| Equity capital | 27,432,000 | 27,839,000 | 33,621,000 | 34,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,618,000 | 5,495,000 | 8,472,000 | 11,437,000 |
| Interest expense | 318,000 | 673,000 | 1,092,000 | 1,546,000 |
| Net interest income | 2,300,000 | 4,822,000 | 7,380,000 | 9,891,000 |
| Noninterest income | 82,000 | 120,000 | 157,000 | 201,000 |
| Noninterest expense | 1,704,000 | 3,297,000 | 4,910,000 | 6,758,000 |
| Provision for loan losses | 161,000 | 261,000 | 261,000 | 261,000 |
| Pretax income | 517,000 | 1,384,000 | 2,366,000 | 3,018,000 |
| Income tax | 0 | 131,000 | 352,000 | 466,000 |
| Net income | 517,000 | 1,253,000 | 2,014,000 | 2,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,044,000 | 26,780,000 | 32,541,000 | 33,080,000 |
| Total capital | 27,994,000 | 28,830,000 | 34,591,000 | 35,130,000 |
| Risk-weighted assets | 203,595,000 | 227,289,000 | 222,542,000 | 229,043,000 |