Call reports 2014
UNITED TEXAS BANK, NATIONAL ASSOCIATION — 2014
What UNITED TEXAS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 227,439,000 | 241,884,000 | 260,861,000 | 277,065,000 |
| Total loans | 113,139,000 | 131,804,000 | 155,671,000 | 164,758,000 |
| Allowance for loan losses | 1,482,000 | 1,607,000 | 1,657,000 | 1,789,000 |
| Securities available for sale | 73,222,000 | 72,847,000 | 69,063,000 | 68,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,219,000 | 174,956,000 | 181,390,000 | 198,089,000 |
| Interest-bearing deposits | 111,482,000 | 125,502,000 | 131,948,000 | 151,227,000 |
| Noninterest-bearing deposits | 49,737,000 | 49,454,000 | 49,442,000 | 46,862,000 |
| Equity capital | 26,005,000 | 26,714,000 | 27,072,000 | 26,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,214,000 | 4,720,000 | 7,268,000 | 9,850,000 |
| Interest expense | 210,000 | 437,000 | 681,000 | 961,000 |
| Net interest income | 2,004,000 | 4,283,000 | 6,587,000 | 8,889,000 |
| Noninterest income | 79,000 | 245,000 | 354,000 | 458,000 |
| Noninterest expense | 1,603,000 | 3,410,000 | 5,433,000 | 7,361,000 |
| Provision for loan losses | 0 | 125,000 | 175,000 | 807,000 |
| Pretax income | 480,000 | 993,000 | 1,394,000 | 1,240,000 |
| Income tax | 63,000 | 102,000 | 102,000 | 0 |
| Net income | 417,000 | 891,000 | 1,292,000 | 1,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,705,000 | 25,178,000 | 25,579,000 | 25,528,000 |
| Total capital | 26,187,000 | 26,785,000 | 27,236,000 | 27,317,000 |
| Risk-weighted assets | 159,114,000 | 178,185,000 | 187,815,000 | 197,362,000 |