Call reports 2012
UNITED TEXAS BANK, NATIONAL ASSOCIATION — 2012
What UNITED TEXAS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 176,559,000 | 182,748,000 | 190,213,000 | 190,080,000 |
| Total loans | 76,807,000 | 73,879,000 | 78,049,000 | 79,662,000 |
| Allowance for loan losses | 1,474,000 | 1,475,000 | 1,477,000 | 1,478,000 |
| Securities available for sale | 85,701,000 | 87,187,000 | 72,578,000 | 75,411,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,616,000 | 125,664,000 | 132,047,000 | 131,633,000 |
| Interest-bearing deposits | 70,790,000 | 77,551,000 | 77,679,000 | 79,631,000 |
| Noninterest-bearing deposits | 39,826,000 | 48,113,000 | 54,368,000 | 52,002,000 |
| Equity capital | 20,856,000 | 21,693,000 | 22,687,000 | 23,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,870,000 | 3,813,000 | 5,712,000 | 7,659,000 |
| Interest expense | 195,000 | 407,000 | 617,000 | 828,000 |
| Net interest income | 1,675,000 | 3,406,000 | 5,095,000 | 6,831,000 |
| Noninterest income | 53,000 | 188,000 | 322,000 | 457,000 |
| Noninterest expense | 1,175,000 | 2,388,000 | 3,672,000 | 4,916,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 559,000 | 1,224,000 | 2,026,000 | 2,659,000 |
| Income tax | 62,000 | 188,000 | 337,000 | 442,000 |
| Net income | 497,000 | 1,036,000 | 1,689,000 | 2,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,676,000 | 20,213,000 | 20,867,000 | 21,395,000 |
| Total capital | 20,944,000 | 21,549,000 | 22,344,000 | 22,873,000 |
| Risk-weighted assets | 112,657,000 | 105,942,000 | 121,320,000 | 127,802,000 |