Call reports 2010
UNITED TEXAS BANK, NATIONAL ASSOCIATION — 2010
What UNITED TEXAS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 128,599,000 | 142,399,000 | 146,468,000 | 122,423,000 |
| Total loans | 68,374,000 | 70,786,000 | 68,954,000 | 60,206,000 |
| Allowance for loan losses | 2,164,000 | 2,122,000 | 1,902,000 | 1,869,000 |
| Securities available for sale | 15,305,000 | 11,794,000 | 14,619,000 | 29,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,919,000 | 101,384,000 | 101,828,000 | 108,496,000 |
| Interest-bearing deposits | 48,980,000 | 50,214,000 | 51,663,000 | 58,469,000 |
| Noninterest-bearing deposits | 49,939,000 | 51,170,000 | 50,165,000 | 50,027,000 |
| Equity capital | 9,358,000 | 13,517,000 | 14,194,000 | 13,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,261,000 | 2,620,000 | 4,127,000 | 5,666,000 |
| Interest expense | 186,000 | 373,000 | 574,000 | 780,000 |
| Net interest income | 1,075,000 | 2,247,000 | 3,553,000 | 4,886,000 |
| Noninterest income | 44,000 | 97,000 | 144,000 | 194,000 |
| Noninterest expense | 1,040,000 | 2,014,000 | 3,110,000 | 4,422,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 69,000 | 359,000 | 616,000 | 1,132,000 |
| Income tax | 0 | 0 | 107,000 | 371,000 |
| Net income | 69,000 | 359,000 | 509,000 | 761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,369,000 | 13,450,000 | 13,309,000 | 13,598,000 |
| Total capital | 10,511,000 | 14,518,000 | 14,486,000 | 14,922,000 |
| Risk-weighted assets | 90,313,000 | 92,416,000 | 93,368,000 | 105,353,000 |