Call reports 2008
UNITED TEXAS BANK, NATIONAL ASSOCIATION — 2008
What UNITED TEXAS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 71,024,000 | 72,072,000 | 68,264,000 | 67,456,000 |
| Total loans | 54,414,000 | 53,865,000 | 53,510,000 | 54,273,000 |
| Allowance for loan losses | 889,000 | 628,000 | 628,000 | 983,000 |
| Securities available for sale | 991,000 | 999,000 | 497,000 | 500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,999,000 | 59,983,000 | 56,188,000 | 55,989,000 |
| Interest-bearing deposits | 37,826,000 | 38,148,000 | 35,091,000 | 35,309,000 |
| Noninterest-bearing deposits | 21,173,000 | 21,835,000 | 21,097,000 | 20,680,000 |
| Equity capital | 11,674,000 | 11,659,000 | 11,603,000 | 11,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,135,000 | 2,081,000 | 3,049,000 | 3,899,000 |
| Interest expense | 299,000 | 538,000 | 762,000 | 972,000 |
| Net interest income | 836,000 | 1,543,000 | 2,287,000 | 2,927,000 |
| Noninterest income | 41,000 | 144,000 | 171,000 | 172,000 |
| Noninterest expense | 793,000 | 1,617,000 | 2,444,000 | 3,314,000 |
| Provision for loan losses | 0 | 0 | 0 | 355,000 |
| Pretax income | 84,000 | 70,000 | 14,000 | -570,000 |
| Income tax | 28,000 | 29,000 | 29,000 | -174,000 |
| Net income | 56,000 | 41,000 | -15,000 | -396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,674,000 | 11,659,000 | 11,603,000 | 11,222,000 |
| Total capital | 12,491,000 | 12,287,000 | 12,231,000 | 12,046,000 |
| Risk-weighted assets | 65,290,000 | 68,320,000 | 65,671,000 | 65,740,000 |