Call reports 2007
UNITED TEXAS BANK, NATIONAL ASSOCIATION — 2007
What UNITED TEXAS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 81,921,000 | 79,022,000 | 83,987,000 | 93,629,000 |
| Total loans | 55,920,000 | 57,840,000 | 51,777,000 | 51,619,000 |
| Allowance for loan losses | 896,000 | 896,000 | 896,000 | 896,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 986,000 | 997,000 | 985,000 | 998,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,545,000 | 67,408,000 | 71,996,000 | 81,634,000 |
| Interest-bearing deposits | 45,271,000 | 45,525,000 | 45,921,000 | 53,006,000 |
| Noninterest-bearing deposits | 25,274,000 | 21,883,000 | 26,075,000 | 28,628,000 |
| Equity capital | 10,889,000 | 11,095,000 | 11,383,000 | 11,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,494,000 | 2,994,000 | 4,597,000 | 6,076,000 |
| Interest expense | 411,000 | 858,000 | 1,303,000 | 1,710,000 |
| Net interest income | 1,083,000 | 2,136,000 | 3,294,000 | 4,366,000 |
| Noninterest income | 48,000 | 127,000 | 230,000 | 260,000 |
| Noninterest expense | 761,000 | 1,582,000 | 2,406,000 | 3,209,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 370,000 | 681,000 | 1,118,000 | 1,417,000 |
| Income tax | 126,000 | 231,000 | 380,000 | 444,000 |
| Net income | 244,000 | 450,000 | 738,000 | 973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,889,000 | 11,095,000 | 11,383,000 | 11,618,000 |
| Total capital | 11,785,000 | 11,991,000 | 12,246,000 | 12,513,000 |
| Risk-weighted assets | 72,494,000 | 73,255,000 | 69,003,000 | 71,566,000 |