Call reports 2005
UNITED TEXAS BANK, NATIONAL ASSOCIATION — 2005
What UNITED TEXAS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 88,222,000 | 79,576,000 | 78,047,000 | 80,302,000 |
| Total loans | 40,572,000 | 43,725,000 | 48,108,000 | 48,380,000 |
| Allowance for loan losses | 957,000 | 912,000 | 877,000 | 892,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 987,000 | 987,000 | 983,000 | 983,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,815,000 | 70,106,000 | 68,388,000 | 70,577,000 |
| Interest-bearing deposits | 40,480,000 | 41,922,000 | 37,679,000 | 36,501,000 |
| Noninterest-bearing deposits | 38,335,000 | 28,184,000 | 30,709,000 | 34,076,000 |
| Equity capital | 9,185,000 | 9,197,000 | 9,316,000 | 9,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 954,000 | 1,988,000 | 3,088,000 | 4,278,000 |
| Interest expense | 242,000 | 464,000 | 691,000 | 917,000 |
| Net interest income | 712,000 | 1,524,000 | 2,397,000 | 3,361,000 |
| Noninterest income | 62,000 | 129,000 | 194,000 | 230,000 |
| Noninterest expense | 952,000 | 1,819,000 | 2,638,000 | 3,489,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -178,000 | -166,000 | -47,000 | 102,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -178,000 | -166,000 | -47,000 | 102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,185,000 | 9,197,000 | 9,316,000 | 9,465,000 |
| Total capital | 9,947,000 | 9,887,000 | 10,031,000 | 10,287,000 |
| Risk-weighted assets | 60,784,000 | 54,992,000 | 57,069,000 | 65,729,000 |