Call reports 2004
UNITED TEXAS BANK, NATIONAL ASSOCIATION — 2004
What UNITED TEXAS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 87,549,000 | 87,227,000 | 87,359,000 | 85,367,000 |
| Total loans | 53,642,000 | 49,722,000 | 48,143,000 | 40,824,000 |
| Allowance for loan losses | 1,000,000 | 1,004,000 | 1,001,000 | 993,000 |
| Securities available for sale | 1,000,000 | 999,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 999,000 | 999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,084,000 | 76,950,000 | 77,344,000 | 75,743,000 |
| Interest-bearing deposits | 54,565,000 | 56,883,000 | 51,327,000 | 53,295,000 |
| Noninterest-bearing deposits | 22,519,000 | 20,067,000 | 26,017,000 | 22,448,000 |
| Equity capital | 10,160,000 | 9,941,000 | 9,695,000 | 9,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,027,000 | 1,959,000 | 2,803,000 | 4,006,000 |
| Interest expense | 374,000 | 712,000 | 1,015,000 | 1,309,000 |
| Net interest income | 653,000 | 1,247,000 | 1,788,000 | 2,697,000 |
| Noninterest income | 57,000 | 113,000 | 181,000 | 271,000 |
| Noninterest expense | 913,000 | 1,893,000 | 2,875,000 | 3,902,000 |
| Provision for loan losses | -6,000 | -6,000 | -6,000 | -6,000 |
| Pretax income | -197,000 | -527,000 | -900,000 | -928,000 |
| Income tax | -66,000 | -177,000 | -304,000 | 0 |
| Net income | -131,000 | -350,000 | -596,000 | -928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,160,000 | 9,941,000 | 9,695,000 | 9,363,000 |
| Total capital | 11,080,000 | 10,811,000 | 10,588,000 | 10,010,000 |
| Risk-weighted assets | 73,544,000 | 69,440,000 | 71,308,000 | 51,450,000 |