Call reports 2003
UNITED TEXAS BANK, NATIONAL ASSOCIATION — 2003
What UNITED TEXAS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 112,058,000 | 110,204,000 | 109,739,000 | 115,755,000 |
| Total loans | 75,069,000 | 72,748,000 | 66,548,000 | 56,753,000 |
| Allowance for loan losses | 700,000 | 892,000 | 832,000 | 870,000 |
| Securities available for sale | 997,000 | 1,000,000 | 997,000 | 1,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,457,000 | 98,902,000 | 98,569,000 | 105,064,000 |
| Interest-bearing deposits | 77,118,000 | 73,416,000 | 72,513,000 | 74,604,000 |
| Noninterest-bearing deposits | 23,339,000 | 25,486,000 | 26,056,000 | 30,460,000 |
| Equity capital | 11,212,000 | 10,805,000 | 10,748,000 | 10,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,266,000 | 2,557,000 | 3,767,000 | 4,903,000 |
| Interest expense | 502,000 | 1,054,000 | 1,532,000 | 1,978,000 |
| Net interest income | 764,000 | 1,503,000 | 2,235,000 | 2,925,000 |
| Noninterest income | 59,000 | 130,000 | 214,000 | 282,000 |
| Noninterest expense | 947,000 | 1,964,000 | 2,994,000 | 4,425,000 |
| Provision for loan losses | 0 | 200,000 | 346,000 | 366,000 |
| Pretax income | -124,000 | -531,000 | -891,000 | -1,584,000 |
| Income tax | 0 | 0 | -303,000 | -539,000 |
| Net income | -124,000 | -531,000 | -588,000 | -1,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,212,000 | 10,805,000 | 10,748,000 | 10,291,000 |
| Total capital | 11,912,000 | 11,697,000 | 11,580,000 | 11,161,000 |
| Risk-weighted assets | 88,212,000 | 87,027,000 | 81,873,000 | 82,011,000 |