Call reports 2002
UNITED TEXAS BANK, NATIONAL ASSOCIATION — 2002
What UNITED TEXAS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 105,717,000 | 99,570,000 | 92,126,000 | 91,695,000 |
| Total loans | 77,656,000 | 78,360,000 | 79,236,000 | 76,603,000 |
| Allowance for loan losses | 649,000 | 649,000 | 641,000 | 832,000 |
| Securities available for sale | 999,000 | 998,000 | 997,000 | 998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,469,000 | 87,207,000 | 79,782,000 | 79,929,000 |
| Interest-bearing deposits | 60,980,000 | 50,479,000 | 50,971,000 | 50,361,000 |
| Noninterest-bearing deposits | 32,489,000 | 36,728,000 | 28,811,000 | 29,568,000 |
| Equity capital | 11,909,000 | 11,989,000 | 12,057,000 | 11,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,417,000 | 2,869,000 | 4,243,000 | 5,554,000 |
| Interest expense | 456,000 | 876,000 | 1,294,000 | 1,698,000 |
| Net interest income | 961,000 | 1,993,000 | 2,949,000 | 3,856,000 |
| Noninterest income | 52,000 | 283,000 | 342,000 | 404,000 |
| Noninterest expense | 884,000 | 1,799,000 | 2,652,000 | 3,681,000 |
| Provision for loan losses | 0 | 226,000 | 285,000 | 1,240,000 |
| Pretax income | 129,000 | 251,000 | 354,000 | -661,000 |
| Income tax | 9,000 | 51,000 | 86,000 | -208,000 |
| Net income | 120,000 | 200,000 | 268,000 | -453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,909,000 | 11,989,000 | 12,057,000 | 11,336,000 |
| Total capital | 12,558,000 | 12,638,000 | 12,698,000 | 12,168,000 |
| Risk-weighted assets | 86,763,000 | 86,940,000 | 86,707,000 | 84,374,000 |