Call reports 2025
CLASSIC CITY BANK — 2025
What CLASSIC CITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 250,588,000 | 251,857,000 | 258,859,000 | 294,182,000 |
| Total loans | 151,956,000 | 168,145,000 | 176,797,000 | 187,109,000 |
| Allowance for loan losses | 1,530,000 | 1,765,000 | 1,876,000 | 2,019,000 |
| Securities available for sale | 20,503,000 | 22,492,000 | 22,466,000 | 22,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,072,000 | 221,444,000 | 226,614,000 | 260,409,000 |
| Interest-bearing deposits | 125,639,000 | 122,604,000 | 124,031,000 | 132,822,000 |
| Noninterest-bearing deposits | 95,433,000 | 98,840,000 | 102,583,000 | 127,587,000 |
| Equity capital | 26,954,000 | 28,135,000 | 29,841,000 | 31,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,268,000 | 6,833,000 | 10,552,000 | 14,479,000 |
| Interest expense | 604,000 | 1,183,000 | 1,742,000 | 2,309,000 |
| Net interest income | 2,664,000 | 5,650,000 | 8,810,000 | 12,170,000 |
| Noninterest income | 127,000 | 255,000 | 392,000 | 567,000 |
| Noninterest expense | 1,220,000 | 2,537,000 | 3,824,000 | 5,381,000 |
| Provision for loan losses | 0 | 235,000 | 346,000 | 489,000 |
| Pretax income | 1,571,000 | 3,186,000 | 5,097,000 | 6,917,000 |
| Income tax | 387,000 | 782,000 | 1,250,000 | 1,551,000 |
| Net income | 1,184,000 | 2,404,000 | 3,847,000 | 5,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,099,000 | 28,340,000 | 29,804,000 | 31,349,000 |
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