Call reports 2022
CLASSIC CITY BANK — 2022
What CLASSIC CITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 215,665,000 | 211,543,000 | 213,472,000 | 219,890,000 |
| Total loans | 91,346,000 | 109,377,000 | 119,714,000 | 125,315,000 |
| Allowance for loan losses | 1,047,000 | 1,101,000 | 1,221,000 | 1,291,000 |
| Securities available for sale | 36,407,000 | 46,107,000 | 45,787,000 | 43,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,235,000 | 192,695,000 | 194,760,000 | 194,605,000 |
| Interest-bearing deposits | 95,462,000 | 94,160,000 | 116,859,000 | 137,166,000 |
| Noninterest-bearing deposits | 100,773,000 | 98,535,000 | 77,901,000 | 57,439,000 |
| Equity capital | 17,512,000 | 16,925,000 | 16,912,000 | 17,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,019,000 | 2,330,000 | 3,948,000 | 5,736,000 |
| Interest expense | 62,000 | 125,000 | 201,000 | 416,000 |
| Net interest income | 957,000 | 2,205,000 | 3,747,000 | 5,320,000 |
| Noninterest income | 44,000 | 98,000 | 146,000 | 210,000 |
| Noninterest expense | 768,000 | 1,604,000 | 2,472,000 | 4,159,000 |
| Provision for loan losses | 0 | 54,000 | 174,000 | 246,000 |
| Pretax income | 233,000 | 645,000 | 1,247,000 | 1,125,000 |
| Income tax | 0 | 0 | 0 | -214,000 |
| Net income | 233,000 | 645,000 | 1,247,000 | 1,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,706,000 | 19,146,000 | 19,777,000 | 19,934,000 |