Call reports 2021
CLASSIC CITY BANK — 2021
What CLASSIC CITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 73,716,000 | 109,024,000 | 135,344,000 | 162,809,000 |
| Total loans | 40,492,000 | 62,621,000 | 79,360,000 | 83,431,000 |
| Allowance for loan losses | 471,000 | 747,000 | 968,000 | 1,046,000 |
| Securities available for sale | 0 | 1,000,000 | 8,806,000 | 17,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,977,000 | 90,562,000 | 117,015,000 | 144,459,000 |
| Interest-bearing deposits | 37,038,000 | 52,251,000 | 67,566,000 | 87,493,000 |
| Noninterest-bearing deposits | 17,939,000 | 38,311,000 | 49,449,000 | 56,966,000 |
| Equity capital | 18,670,000 | 18,378,000 | 18,216,000 | 18,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 1,043,000 | 1,882,000 | 2,843,000 |
| Interest expense | 16,000 | 48,000 | 90,000 | 146,000 |
| Net interest income | 381,000 | 995,000 | 1,792,000 | 2,697,000 |
| Noninterest income | 2,000 | 9,000 | 30,000 | 63,000 |
| Noninterest expense | 636,000 | 1,300,000 | 2,002,000 | 2,743,000 |
| Provision for loan losses | 205,000 | 481,000 | 702,000 | 780,000 |
| Pretax income | -458,000 | -777,000 | -882,000 | -763,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -458,000 | -777,000 | -882,000 | -763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,669,000 | 18,378,000 | 18,300,000 | 18,446,000 |
| Total capital | 19,140,000 | — | — | — |
| Risk-weighted assets | 50,305,000 | — | — | — |
Machine access — free, no API key
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