Call reports 2005
BANK OF NEVADA — 2005
What BANK OF NEVADA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 238,595,000 | 261,873,000 | 280,554,000 | 282,965,000 |
| Total loans | 187,594,000 | 205,521,000 | 213,220,000 | 217,403,000 |
| Allowance for loan losses | 2,354,000 | 2,618,000 | 2,752,000 | 2,803,000 |
| Securities available for sale | 23,367,000 | 22,917,000 | 21,999,000 | 21,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,377,000 | 229,230,000 | 253,522,000 | 254,367,000 |
| Interest-bearing deposits | 160,000,000 | 175,879,000 | 198,741,000 | 194,994,000 |
| Noninterest-bearing deposits | 54,377,000 | 53,351,000 | 54,782,000 | 59,373,000 |
| Equity capital | 22,244,000 | 23,426,000 | 24,437,000 | 25,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,625,000 | 7,798,000 | 12,472,000 | 17,483,000 |
| Interest expense | 634,000 | 1,475,000 | 2,684,000 | 3,986,000 |
| Net interest income | 2,991,000 | 6,323,000 | 9,788,000 | 13,497,000 |
| Noninterest income | 115,000 | 208,000 | 293,000 | 365,000 |
| Noninterest expense | 1,654,000 | 3,259,000 | 4,886,000 | 6,590,000 |
| Provision for loan losses | 110,000 | 373,000 | 695,000 | 750,000 |
| Pretax income | 1,342,000 | 2,899,000 | 4,500,000 | 6,522,000 |
| Income tax | 463,000 | 993,000 | 1,537,000 | 2,202,000 |
| Net income | 879,000 | 1,906,000 | 2,963,000 | 4,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,122,000 | 21,202,000 | 22,296,000 | 23,705,000 |
| Total capital | 22,484,000 | 23,830,000 | 25,058,000 | 26,518,000 |
| Risk-weighted assets | 215,138,000 | 232,859,000 | 246,375,000 | 246,834,000 |