Call reports 2004
BANK OF NEVADA — 2004
What BANK OF NEVADA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 195,312,000 | 208,563,000 | 223,922,000 | 232,479,000 |
| Total loans | 150,009,000 | 150,289,000 | 165,144,000 | 167,572,000 |
| Allowance for loan losses | 1,975,000 | 1,912,000 | 2,211,000 | 2,128,000 |
| Securities available for sale | 10,235,000 | 19,672,000 | 24,778,000 | 24,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,120,000 | 187,123,000 | 201,239,000 | 208,765,000 |
| Interest-bearing deposits | 142,936,000 | 146,772,000 | 157,708,000 | 163,613,000 |
| Noninterest-bearing deposits | 31,184,000 | 40,351,000 | 43,531,000 | 45,152,000 |
| Equity capital | 19,668,000 | 20,111,000 | 21,130,000 | 21,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,010,000 | 6,147,000 | 9,448,000 | 12,939,000 |
| Interest expense | 623,000 | 1,256,000 | 1,847,000 | 2,456,000 |
| Net interest income | 2,387,000 | 4,891,000 | 7,601,000 | 10,483,000 |
| Noninterest income | 70,000 | 148,000 | 278,000 | 377,000 |
| Noninterest expense | 1,438,000 | 2,892,000 | 4,410,000 | 6,002,000 |
| Provision for loan losses | 150,000 | 187,000 | 461,000 | 486,000 |
| Pretax income | 869,000 | 1,960,000 | 3,008,000 | 4,372,000 |
| Income tax | 304,000 | 686,000 | 1,053,000 | 1,480,000 |
| Net income | 565,000 | 1,274,000 | 1,955,000 | 2,892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,095,000 | 17,844,000 | 18,553,000 | 19,171,000 |
| Total capital | 19,077,000 | 19,764,000 | 20,772,000 | 21,307,000 |
| Risk-weighted assets | 171,055,000 | 175,777,000 | 197,042,000 | 199,885,000 |