Call reports 2005
MIDWEST BANK, NATIONAL ASSOCIATION — 2005
What MIDWEST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 91,792,000 | 94,267,000 | 95,581,000 | 97,156,000 |
| Total loans | 84,337,000 | 86,147,000 | 86,480,000 | 89,332,000 |
| Allowance for loan losses | 990,000 | 939,000 | 1,065,000 | 1,113,000 |
| Securities available for sale | 2,353,000 | 2,346,000 | 2,332,000 | 2,177,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,191,000 | 78,925,000 | 77,144,000 | 82,262,000 |
| Interest-bearing deposits | 67,151,000 | 70,681,000 | 68,104,000 | 72,164,000 |
| Noninterest-bearing deposits | 8,040,000 | 8,244,000 | 9,040,000 | 10,098,000 |
| Equity capital | 8,062,000 | 8,357,000 | 8,539,000 | 8,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,343,000 | 2,887,000 | 4,438,000 | 6,039,000 |
| Interest expense | 419,000 | 921,000 | 1,493,000 | 2,118,000 |
| Net interest income | 924,000 | 1,966,000 | 2,945,000 | 3,921,000 |
| Noninterest income | 94,000 | 232,000 | 343,000 | 453,000 |
| Noninterest expense | 633,000 | 1,312,000 | 1,967,000 | 2,586,000 |
| Provision for loan losses | 85,000 | 145,000 | 270,000 | 315,000 |
| Pretax income | 300,000 | 741,000 | 1,051,000 | 1,473,000 |
| Income tax | 107,000 | 273,000 | 393,000 | 541,000 |
| Net income | 193,000 | 468,000 | 658,000 | 932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,560,000 | 7,852,000 | 8,059,000 | 8,350,000 |
| Total capital | 8,550,000 | 8,791,000 | 9,124,000 | 9,463,000 |
| Risk-weighted assets | 84,225,000 | 86,423,000 | 87,876,000 | 90,822,000 |