Call reports 2026
JERSEY STATE BANK — 2026
What JERSEY STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 195,874,000 | 190,061,000 |
| Total loans | 93,880,000 | 97,247,000 |
| Allowance for loan losses | 1,430,000 | 1,453,000 |
| Securities available for sale | 74,623,000 | 74,253,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 174,001,000 | 167,471,000 |
| Interest-bearing deposits | 139,488,000 | 135,046,000 |
| Noninterest-bearing deposits | 34,513,000 | 32,425,000 |
| Equity capital | 20,540,000 | 20,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,084,000 | 4,215,000 |
| Interest expense | 705,000 | 1,417,000 |
| Net interest income | 1,379,000 | 2,798,000 |
| Noninterest income | 238,000 | 483,000 |
| Noninterest expense | 1,129,000 | 2,279,000 |
| Provision for loan losses | 22,000 | 45,000 |
| Pretax income | 489,000 | 977,000 |
| Income tax | 85,000 | 170,000 |
| Net income | 404,000 | 807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 26,337,000 | 26,392,000 |