Call report 2025Q4
JERSEY STATE BANK — 2025Q4
The 22 measures JERSEY STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 198,341,000 | USD | evidence → |
| Total loans | 93,366,000 | USD | evidence → |
| Allowance for loan losses | 1,404,000 | USD | evidence → |
| Securities available for sale | 77,047,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 176,127,000 | USD | evidence → |
| Interest-bearing deposits | 137,941,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,186,000 | USD | evidence → |
| Equity capital | 20,620,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,011,000 | USD | evidence → |
| Interest expense | 2,848,000 | USD | evidence → |
| Net interest income | 5,163,000 | USD | evidence → |
| Noninterest income | 898,000 | USD | evidence → |
| Noninterest expense | 4,326,000 | USD | evidence → |
| Provision for loan losses | 113,000 | USD | evidence → |
| Pretax income | 1,554,000 | USD | evidence → |
| Income tax | 229,000 | USD | evidence → |
| Net income | 1,325,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,933,000 | USD | evidence → |