Call reports 2021
JERSEY STATE BANK — 2021
What JERSEY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 187,629,000 | 183,784,000 | 179,611,000 | 180,638,000 |
| Total loans | 63,848,000 | 61,413,000 | 57,539,000 | 58,425,000 |
| Allowance for loan losses | 799,000 | 802,000 | 755,000 | 766,000 |
| Securities available for sale | 72,848,000 | 78,074,000 | 81,982,000 | 90,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,832,000 | 156,820,000 | 152,614,000 | 153,801,000 |
| Interest-bearing deposits | 122,996,000 | 122,642,000 | 120,313,000 | 121,182,000 |
| Noninterest-bearing deposits | 33,836,000 | 34,178,000 | 32,301,000 | 32,618,000 |
| Equity capital | 23,964,000 | 23,966,000 | 24,415,000 | 23,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,155,000 | 2,405,000 | 3,803,000 | 4,890,000 |
| Interest expense | 96,000 | 188,000 | 277,000 | 362,000 |
| Net interest income | 1,059,000 | 2,217,000 | 3,526,000 | 4,528,000 |
| Noninterest income | 344,000 | 660,000 | 932,000 | 1,295,000 |
| Noninterest expense | 977,000 | 2,000,000 | 3,002,000 | 3,975,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 426,000 | 875,000 | 1,453,000 | 1,845,000 |
| Income tax | 63,000 | 131,000 | 236,000 | 288,000 |
| Net income | 363,000 | 744,000 | 1,217,000 | 1,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,430,000 | 22,487,000 | 22,961,000 | 22,503,000 |