Call report 2008Q4
JERSEY STATE BANK — 2008Q4
The 22 measures JERSEY STATE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 126,773,000 | USD | evidence → |
| Total loans | 57,109,000 | USD | evidence → |
| Allowance for loan losses | 410,000 | USD | evidence → |
| Securities available for sale | 51,837,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 111,183,000 | USD | evidence → |
| Interest-bearing deposits | 98,220,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,963,000 | USD | evidence → |
| Equity capital | 12,480,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,197,000 | USD | evidence → |
| Interest expense | 2,457,000 | USD | evidence → |
| Net interest income | 3,740,000 | USD | evidence → |
| Noninterest income | 1,044,000 | USD | evidence → |
| Noninterest expense | 3,277,000 | USD | evidence → |
| Provision for loan losses | 196,000 | USD | evidence → |
| Pretax income | 1,314,000 | USD | evidence → |
| Income tax | 340,000 | USD | evidence → |
| Net income | 974,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,118,000 | USD | evidence → |
| Total capital | 12,528,000 | USD | evidence → |
| Risk-weighted assets | 70,342,000 | USD | evidence → |