Call report 2004Q4
JERSEY STATE BANK — 2004Q4
The 22 measures JERSEY STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 117,557,000 | USD | evidence → |
| Total loans | 56,500,000 | USD | evidence → |
| Allowance for loan losses | 424,000 | USD | evidence → |
| Securities available for sale | 29,771,000 | USD | evidence → |
| Securities held to maturity | 16,837,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 105,050,000 | USD | evidence → |
| Interest-bearing deposits | 92,689,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,361,000 | USD | evidence → |
| Equity capital | 10,259,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,760,000 | USD | evidence → |
| Interest expense | 1,801,000 | USD | evidence → |
| Net interest income | 2,959,000 | USD | evidence → |
| Noninterest income | 1,143,000 | USD | evidence → |
| Noninterest expense | 2,991,000 | USD | evidence → |
| Provision for loan losses | 159,000 | USD | evidence → |
| Pretax income | 975,000 | USD | evidence → |
| Income tax | 265,000 | USD | evidence → |
| Net income | 710,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,269,000 | USD | evidence → |
| Total capital | 10,693,000 | USD | evidence → |
| Risk-weighted assets | 68,713,000 | USD | evidence → |