Call reports 2001
JERSEY STATE BANK — 2001
What JERSEY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 99,321,000 | 97,497,000 | 98,623,000 | 100,142,000 |
| Total loans | 56,914,000 | 57,046,000 | 55,914,000 | 55,101,000 |
| Allowance for loan losses | 482,000 | 403,000 | 438,000 | 476,000 |
| Securities available for sale | 10,730,000 | 13,777,000 | 16,199,000 | 23,898,000 |
| Securities held to maturity | 14,347,000 | 10,899,000 | 8,687,000 | 8,830,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,603,000 | 86,646,000 | 87,377,000 | 88,855,000 |
| Interest-bearing deposits | 78,612,000 | 77,632,000 | 79,194,000 | 78,680,000 |
| Noninterest-bearing deposits | 9,991,000 | 9,014,000 | 8,183,000 | 10,175,000 |
| Equity capital | 9,164,000 | 9,225,000 | 9,586,000 | 9,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,727,000 | 3,445,000 | 5,088,000 | 6,679,000 |
| Interest expense | 957,000 | 1,863,000 | 2,705,000 | 3,431,000 |
| Net interest income | 770,000 | 1,582,000 | 2,383,000 | 3,248,000 |
| Noninterest income | 166,000 | 355,000 | 562,000 | 789,000 |
| Noninterest expense | 670,000 | 1,371,000 | 2,058,000 | 2,740,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 170,000 |
| Pretax income | 236,000 | 506,000 | 797,000 | 1,127,000 |
| Income tax | 44,000 | 104,000 | 184,000 | 308,000 |
| Net income | 192,000 | 402,000 | 613,000 | 819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,149,000 | 9,191,000 | 9,402,000 | 9,428,000 |
| Total capital | 9,631,000 | 9,594,000 | 9,840,000 | 9,904,000 |
| Risk-weighted assets | 63,410,000 | 64,816,000 | 66,576,000 | 66,540,000 |