Call reports 2005
FIRST BANK AND TRUST COMPANY OF PRINCETON, KENTUCKY — 2005
What FIRST BANK AND TRUST COMPANY OF PRINCETON, KENTUCKY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Total assets | 85,568,000 | 84,228,000 |
| Total loans | 48,124,000 | 48,657,000 |
| Allowance for loan losses | 524,000 | 529,000 |
| Securities available for sale | 24,535,000 | 15,062,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 75,484,000 | 74,088,000 |
| Interest-bearing deposits | 64,408,000 | 63,029,000 |
| Noninterest-bearing deposits | 11,076,000 | 11,059,000 |
| Equity capital | 8,804,000 | 8,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Interest income | 1,036,000 | 2,111,000 |
| Interest expense | 253,000 | 530,000 |
| Net interest income | 783,000 | 1,581,000 |
| Noninterest income | 142,000 | 254,000 |
| Noninterest expense | 551,000 | 1,104,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 367,000 | 572,000 |
| Income tax | 85,000 | 117,000 |
| Net income | 282,000 | 455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 |
|---|---|---|
| Tier 1 capital | 4,942,000 | 4,840,000 |
| Total capital | 5,466,000 | 5,369,000 |
| Risk-weighted assets | 51,780,000 | 51,454,000 |