Call reports 2003
FIRST BANK AND TRUST COMPANY OF PRINCETON, KENTUCKY — 2003
What FIRST BANK AND TRUST COMPANY OF PRINCETON, KENTUCKY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 91,007,000 | 89,045,000 | 86,666,000 | 87,131,000 |
| Total loans | 39,277,000 | 37,819,000 | 34,902,000 | 35,449,000 |
| Allowance for loan losses | 501,000 | 485,000 | 395,000 | 445,000 |
| Securities available for sale | 41,492,000 | 41,913,000 | 42,772,000 | 43,960,000 |
| Securities held to maturity | 1,214,000 | 701,000 | 95,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,686,000 | 77,988,000 | 76,856,000 | 76,928,000 |
| Interest-bearing deposits | 71,734,000 | 69,226,000 | 67,674,000 | 67,713,000 |
| Noninterest-bearing deposits | 8,952,000 | 8,762,000 | 9,182,000 | 9,215,000 |
| Equity capital | 8,423,000 | 9,016,000 | 8,341,000 | 8,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 383,000 | 1,221,000 | 2,081,000 | 2,996,000 |
| Interest expense | 153,000 | 468,000 | 759,000 | 1,029,000 |
| Net interest income | 230,000 | 753,000 | 1,322,000 | 1,967,000 |
| Noninterest income | 37,000 | 152,000 | 254,000 | 326,000 |
| Noninterest expense | 220,000 | 740,000 | 1,268,000 | 1,781,000 |
| Provision for loan losses | 0 | 32,000 | 47,000 | 190,000 |
| Pretax income | 47,000 | 133,000 | 261,000 | 321,000 |
| Income tax | -4,000 | -24,000 | -22,000 | -48,000 |
| Net income | 51,000 | 157,000 | 283,000 | 369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,461,000 | 4,566,000 | 4,654,000 | 4,733,000 |
| Total capital | 4,962,000 | 5,051,000 | 5,049,000 | 5,178,000 |
| Risk-weighted assets | 48,692,000 | 46,448,000 | 44,098,000 | 43,838,000 |