Call reports 2002
FIRST BANK AND TRUST COMPANY OF PRINCETON, KENTUCKY — 2002
What FIRST BANK AND TRUST COMPANY OF PRINCETON, KENTUCKY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 90,755,000 | 89,641,000 | 89,952,000 | 90,761,000 |
| Total loans | 42,183,000 | 42,501,000 | 43,171,000 | 43,022,000 |
| Allowance for loan losses | 675,000 | 512,000 | 590,000 | 559,000 |
| Securities available for sale | 36,428,000 | 36,677,000 | 38,144,000 | 38,979,000 |
| Securities held to maturity | 8,923,000 | 7,261,000 | 5,392,000 | 2,306,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,400,000 | 78,003,000 | 77,872,000 | 78,812,000 |
| Interest-bearing deposits | 70,146,000 | 68,832,000 | 69,259,000 | 69,628,000 |
| Noninterest-bearing deposits | 9,254,000 | 9,171,000 | 8,613,000 | 9,184,000 |
| Equity capital | 9,553,000 | 9,865,000 | 9,971,000 | 9,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,380,000 | 2,716,000 | 4,040,000 | 5,281,000 |
| Interest expense | 597,000 | 1,146,000 | 1,680,000 | 2,167,000 |
| Net interest income | 783,000 | 1,570,000 | 2,360,000 | 3,114,000 |
| Noninterest income | 152,000 | 254,000 | 386,000 | 496,000 |
| Noninterest expense | 507,000 | 1,036,000 | 1,534,000 | 2,021,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 79,000 |
| Pretax income | 378,000 | 744,000 | 1,168,000 | 1,514,000 |
| Income tax | 78,000 | 164,000 | 269,000 | 348,000 |
| Net income | 300,000 | 580,000 | 899,000 | 1,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,364,000 | 9,294,000 | 9,261,000 | 9,276,000 |
| Total capital | 9,993,000 | 9,806,000 | 9,851,000 | 9,835,000 |
| Risk-weighted assets | 50,283,000 | 50,640,000 | 50,796,000 | 51,668,000 |