Call reports 2001
FIRST BANK AND TRUST COMPANY OF PRINCETON, KENTUCKY — 2001
What FIRST BANK AND TRUST COMPANY OF PRINCETON, KENTUCKY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 85,023,000 | 86,290,000 | 88,549,000 | 92,306,000 |
| Total loans | 38,379,000 | 39,869,000 | 41,421,000 | 46,328,000 |
| Allowance for loan losses | 696,000 | 691,000 | 665,000 | 633,000 |
| Securities available for sale | 28,150,000 | 30,455,000 | 32,319,000 | 32,063,000 |
| Securities held to maturity | 13,464,000 | 12,236,000 | 10,413,000 | 9,606,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,218,000 | 74,501,000 | 76,313,000 | 78,472,000 |
| Interest-bearing deposits | 64,959,000 | 66,317,000 | 68,560,000 | 69,187,000 |
| Noninterest-bearing deposits | 8,259,000 | 8,184,000 | 7,753,000 | 9,285,000 |
| Equity capital | 9,439,000 | 9,428,000 | 9,772,000 | 9,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,605,000 | 3,224,000 | 4,777,000 | 6,230,000 |
| Interest expense | 773,000 | 1,529,000 | 2,271,000 | 2,948,000 |
| Net interest income | 832,000 | 1,695,000 | 2,506,000 | 3,282,000 |
| Noninterest income | 102,000 | 225,000 | 311,000 | 425,000 |
| Noninterest expense | 482,000 | 986,000 | 1,489,000 | 1,975,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 452,000 | 934,000 | 1,328,000 | 1,732,000 |
| Income tax | 119,000 | 249,000 | 352,000 | 457,000 |
| Net income | 333,000 | 685,000 | 976,000 | 1,275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,052,000 | 9,104,000 | 9,215,000 | 9,263,000 |
| Total capital | 9,498,000 | 9,698,000 | 9,824,000 | 9,896,000 |
| Risk-weighted assets | 46,084,000 | 47,457,000 | 48,703,000 | 53,252,000 |