Call reports 2025
PEOPLESTRUST BANK — 2025
What PEOPLESTRUST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 193,024,000 | 194,528,000 | 194,883,000 | 196,920,000 |
| Total loans | 135,870,000 | 134,769,000 | 136,996,000 | 134,296,000 |
| Allowance for loan losses | 2,043,000 | 2,232,000 | 2,270,000 | 2,036,000 |
| Securities available for sale | 22,736,000 | 22,893,000 | 23,138,000 | 24,260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,764,000 | 172,910,000 | 172,273,000 | 173,842,000 |
| Interest-bearing deposits | 140,177,000 | 140,757,000 | 141,280,000 | 143,892,000 |
| Noninterest-bearing deposits | 31,587,000 | 32,153,000 | 30,993,000 | 29,950,000 |
| Equity capital | 18,603,000 | 19,052,000 | 20,073,000 | 20,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,782,000 | 5,602,000 | 8,573,000 | 11,443,000 |
| Interest expense | 1,189,000 | 2,388,000 | 3,586,000 | 4,764,000 |
| Net interest income | 1,593,000 | 3,214,000 | 4,987,000 | 6,679,000 |
| Noninterest income | 231,000 | 463,000 | 659,000 | 851,000 |
| Noninterest expense | 1,041,000 | 2,184,000 | 3,108,000 | 4,309,000 |
| Provision for loan losses | 35,000 | 247,000 | 285,000 | 540,000 |
| Pretax income | 766,000 | 1,246,000 | 2,254,000 | 2,645,000 |
| Income tax | 190,000 | 360,000 | 618,000 | 691,000 |
| Net income | 576,000 | 886,000 | 1,636,000 | 1,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,886,000 | 20,196,000 | 20,945,000 | 21,264,000 |