Call reports 2023
PEOPLESTRUST BANK — 2023
What PEOPLESTRUST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 159,380,000 | 159,385,000 | 168,084,000 | 181,375,000 |
| Total loans | 116,351,000 | 118,434,000 | 123,403,000 | 126,394,000 |
| Allowance for loan losses | 1,774,000 | 1,796,000 | 1,862,000 | 1,911,000 |
| Securities available for sale | 21,267,000 | 20,338,000 | 19,412,000 | 20,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,511,000 | 142,074,000 | 150,178,000 | 162,277,000 |
| Interest-bearing deposits | 106,713,000 | 107,921,000 | 116,264,000 | 130,734,000 |
| Noninterest-bearing deposits | 35,798,000 | 34,153,000 | 33,914,000 | 31,543,000 |
| Equity capital | 14,898,000 | 15,160,000 | 15,497,000 | 16,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,976,000 | 4,071,000 | 6,346,000 | 8,881,000 |
| Interest expense | 464,000 | 1,090,000 | 1,843,000 | 2,897,000 |
| Net interest income | 1,512,000 | 2,981,000 | 4,503,000 | 5,984,000 |
| Noninterest income | 214,000 | 414,000 | 640,000 | 859,000 |
| Noninterest expense | 889,000 | 1,819,000 | 2,734,000 | 3,805,000 |
| Provision for loan losses | 50,000 | 71,000 | 176,000 | 223,000 |
| Pretax income | 790,000 | 1,466,000 | 2,188,000 | 2,839,000 |
| Income tax | 204,000 | 381,000 | 578,000 | 726,000 |
| Net income | 586,000 | 1,085,000 | 1,610,000 | 2,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,248,000 | 16,746,000 | 17,272,000 | 17,775,000 |