Call reports 2022
PEOPLESTRUST BANK — 2022
What PEOPLESTRUST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 141,204,000 | 149,813,000 | 148,312,000 | 156,387,000 |
| Total loans | 97,705,000 | 103,644,000 | 108,968,000 | 112,619,000 |
| Allowance for loan losses | 1,333,000 | 1,400,000 | 1,461,000 | 1,572,000 |
| Securities available for sale | 23,089,000 | 23,213,000 | 21,507,000 | 21,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,140,000 | 134,592,000 | 133,401,000 | 140,107,000 |
| Interest-bearing deposits | 89,497,000 | 93,977,000 | 92,136,000 | 97,170,000 |
| Noninterest-bearing deposits | 35,643,000 | 40,615,000 | 41,265,000 | 42,937,000 |
| Equity capital | 14,148,000 | 13,903,000 | 13,407,000 | 14,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,306,000 | 2,721,000 | 4,311,000 | 6,109,000 |
| Interest expense | 125,000 | 242,000 | 426,000 | 724,000 |
| Net interest income | 1,181,000 | 2,479,000 | 3,885,000 | 5,385,000 |
| Noninterest income | 173,000 | 360,000 | 582,000 | 788,000 |
| Noninterest expense | 908,000 | 1,699,000 | 2,588,000 | 3,606,000 |
| Provision for loan losses | 0 | 76,000 | 145,000 | 182,000 |
| Pretax income | 446,000 | 1,064,000 | 1,734,000 | 2,385,000 |
| Income tax | 100,000 | 269,000 | 447,000 | 610,000 |
| Net income | 346,000 | 795,000 | 1,287,000 | 1,775,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,689,000 | 15,138,000 | 15,630,000 | 16,117,000 |