Call reports 2021
PEOPLESTRUST BANK — 2021
What PEOPLESTRUST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 128,862,000 | 131,190,000 | 133,713,000 | 138,595,000 |
| Total loans | 83,218,000 | 87,222,000 | 91,167,000 | 98,411,000 |
| Allowance for loan losses | 1,087,000 | 1,127,000 | 1,226,000 | 1,324,000 |
| Securities available for sale | 20,771,000 | 20,807,000 | 21,670,000 | 22,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,850,000 | 114,498,000 | 116,787,000 | 121,262,000 |
| Interest-bearing deposits | 79,215,000 | 80,454,000 | 81,982,000 | 86,454,000 |
| Noninterest-bearing deposits | 33,635,000 | 34,044,000 | 34,805,000 | 34,808,000 |
| Equity capital | 14,200,000 | 14,801,000 | 15,090,000 | 15,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,097,000 | 2,395,000 | 3,726,000 | 5,067,000 |
| Interest expense | 184,000 | 339,000 | 482,000 | 616,000 |
| Net interest income | 913,000 | 2,056,000 | 3,244,000 | 4,451,000 |
| Noninterest income | 168,000 | 335,000 | 559,000 | 743,000 |
| Noninterest expense | 771,000 | 1,485,000 | 2,277,000 | 3,117,000 |
| Provision for loan losses | 59,000 | 98,000 | 196,000 | 371,000 |
| Pretax income | 253,000 | 810,000 | 1,332,000 | 1,707,000 |
| Income tax | 37,000 | 98,000 | 234,000 | 371,000 |
| Net income | 216,000 | 712,000 | 1,098,000 | 1,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,414,000 | 13,912,000 | 14,297,000 | 14,534,000 |