Call reports 2020
PEOPLESTRUST BANK — 2020
What PEOPLESTRUST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 106,989,000 | 115,830,000 | 118,789,000 | 122,114,000 |
| Total loans | 74,101,000 | 76,570,000 | 77,923,000 | 78,782,000 |
| Allowance for loan losses | 882,000 | 930,000 | 998,000 | 1,027,000 |
| Securities available for sale | 18,172,000 | 17,378,000 | 18,313,000 | 18,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,503,000 | 100,044,000 | 102,892,000 | 105,849,000 |
| Interest-bearing deposits | 70,135,000 | 74,989,000 | 75,682,000 | 77,739,000 |
| Noninterest-bearing deposits | 21,368,000 | 25,055,000 | 27,210,000 | 28,110,000 |
| Equity capital | 13,705,000 | 14,046,000 | 14,178,000 | 14,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,153,000 | 2,324,000 | 3,424,000 | 4,518,000 |
| Interest expense | 252,000 | 501,000 | 737,000 | 956,000 |
| Net interest income | 901,000 | 1,823,000 | 2,687,000 | 3,562,000 |
| Noninterest income | 161,000 | 300,000 | 441,000 | 585,000 |
| Noninterest expense | 721,000 | 1,390,000 | 2,128,000 | 2,844,000 |
| Provision for loan losses | 7,000 | 55,000 | 126,000 | 156,000 |
| Pretax income | 334,000 | 678,000 | 874,000 | 1,147,000 |
| Income tax | 76,000 | 160,000 | 216,000 | 279,000 |
| Net income | 258,000 | 518,000 | 658,000 | 868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,768,000 | 13,028,000 | 13,168,000 | 13,378,000 |