Call reports 2019
PEOPLESTRUST BANK — 2019
What PEOPLESTRUST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 101,717,000 | 101,294,000 | 104,371,000 | 103,685,000 |
| Total loans | 69,871,000 | 70,801,000 | 74,979,000 | 74,387,000 |
| Allowance for loan losses | 796,000 | 796,000 | 866,000 | 873,000 |
| Securities available for sale | 18,815,000 | 19,127,000 | 18,461,000 | 18,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,113,000 | 88,017,000 | 90,476,000 | 89,533,000 |
| Interest-bearing deposits | 65,271,000 | 66,697,000 | 67,816,000 | 68,271,000 |
| Noninterest-bearing deposits | 23,842,000 | 21,320,000 | 22,660,000 | 21,262,000 |
| Equity capital | 12,042,000 | 12,624,000 | 12,998,000 | 13,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,112,000 | 2,269,000 | 3,459,000 | 4,656,000 |
| Interest expense | 185,000 | 396,000 | 631,000 | 877,000 |
| Net interest income | 927,000 | 1,873,000 | 2,828,000 | 3,779,000 |
| Noninterest income | 176,000 | 375,000 | 585,000 | 764,000 |
| Noninterest expense | 706,000 | 1,348,000 | 2,026,000 | 2,656,000 |
| Provision for loan losses | 0 | 0 | 70,000 | 87,000 |
| Pretax income | 397,000 | 900,000 | 1,317,000 | 1,801,000 |
| Income tax | 89,000 | 206,000 | 319,000 | 438,000 |
| Net income | 308,000 | 694,000 | 998,000 | 1,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,614,000 | 12,001,000 | 12,305,000 | 12,670,000 |
| Total capital | 12,410,000 | 12,797,000 | 13,171,000 | 13,543,000 |
| Risk-weighted assets | 83,892,000 | 84,735,000 | 88,545,000 | 88,547,000 |