Call reports 2018
PEOPLESTRUST BANK — 2018
What PEOPLESTRUST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 97,272,000 | 96,856,000 | 99,221,000 | 100,915,000 |
| Total loans | 65,485,000 | 68,849,000 | 70,045,000 | 69,742,000 |
| Allowance for loan losses | 835,000 | 797,000 | 798,000 | 796,000 |
| Securities available for sale | 21,780,000 | 20,436,000 | 19,359,000 | 18,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,272,000 | 85,656,000 | 87,725,000 | 87,625,000 |
| Interest-bearing deposits | 64,405,000 | 62,940,000 | 64,763,000 | 64,177,000 |
| Noninterest-bearing deposits | 21,867,000 | 22,716,000 | 22,962,000 | 23,448,000 |
| Equity capital | 10,540,000 | 10,848,000 | 11,092,000 | 11,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 983,000 | 2,088,000 | 3,199,000 | 4,321,000 |
| Interest expense | 106,000 | 222,000 | 363,000 | 530,000 |
| Net interest income | 877,000 | 1,866,000 | 2,836,000 | 3,791,000 |
| Noninterest income | 177,000 | 361,000 | 533,000 | 700,000 |
| Noninterest expense | 701,000 | 1,368,000 | 2,076,000 | 2,713,000 |
| Provision for loan losses | 0 | 32,000 | 42,000 | 42,000 |
| Pretax income | 353,000 | 826,000 | 1,250,000 | 1,735,000 |
| Income tax | 75,000 | 192,000 | 289,000 | 402,000 |
| Net income | 278,000 | 634,000 | 961,000 | 1,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,396,000 | 10,752,000 | 11,077,000 | 11,451,000 |
| Total capital | 11,231,000 | 11,549,000 | 11,875,000 | 12,247,000 |
| Risk-weighted assets | 80,772,000 | 82,895,000 | 84,007,000 | 84,223,000 |