Call reports 2017
PEOPLESTRUST BANK — 2017
What PEOPLESTRUST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 93,745,000 | 95,014,000 | 95,235,000 | 96,134,000 |
| Total loans | 60,225,000 | 60,484,000 | 60,583,000 | 62,666,000 |
| Allowance for loan losses | 866,000 | 865,000 | 864,000 | 867,000 |
| Securities available for sale | 24,412,000 | 23,885,000 | 23,278,000 | 22,760,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,384,000 | 83,988,000 | 83,929,000 | 84,995,000 |
| Interest-bearing deposits | 64,453,000 | 63,249,000 | 62,490,000 | 62,909,000 |
| Noninterest-bearing deposits | 18,931,000 | 20,739,000 | 21,439,000 | 22,086,000 |
| Equity capital | 9,955,000 | 10,385,000 | 10,583,000 | 10,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 890,000 | 1,806,000 | 2,748,000 | 3,710,000 |
| Interest expense | 99,000 | 198,000 | 299,000 | 399,000 |
| Net interest income | 791,000 | 1,608,000 | 2,449,000 | 3,311,000 |
| Noninterest income | 144,000 | 313,000 | 491,000 | 654,000 |
| Noninterest expense | 688,000 | 1,310,000 | 2,021,000 | 2,703,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 267,000 | 631,000 | 937,000 | 1,280,000 |
| Income tax | 77,000 | 192,000 | 284,000 | 391,000 |
| Net income | 190,000 | 439,000 | 653,000 | 889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,636,000 | 9,886,000 | 10,099,000 | 10,336,000 |
| Total capital | 10,502,000 | 10,751,000 | 10,963,000 | 11,203,000 |
| Risk-weighted assets | 75,664,000 | 75,709,000 | 76,216,000 | 77,858,000 |