Call reports 2016
PEOPLESTRUST BANK — 2016
What PEOPLESTRUST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 89,210,000 | 91,270,000 | 92,121,000 | 91,742,000 |
| Total loans | 55,916,000 | 56,528,000 | 56,003,000 | 54,811,000 |
| Allowance for loan losses | 799,000 | 875,000 | 877,000 | 870,000 |
| Securities available for sale | 24,646,000 | 25,648,000 | 25,522,000 | 25,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,853,000 | 80,747,000 | 81,293,000 | 81,575,000 |
| Interest-bearing deposits | 61,937,000 | 61,976,000 | 63,583,000 | 63,589,000 |
| Noninterest-bearing deposits | 16,916,000 | 18,771,000 | 17,710,000 | 17,986,000 |
| Equity capital | 9,675,000 | 9,914,000 | 10,134,000 | 9,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 830,000 | 1,686,000 | 2,564,000 | 3,429,000 |
| Interest expense | 98,000 | 196,000 | 295,000 | 396,000 |
| Net interest income | 732,000 | 1,490,000 | 2,269,000 | 3,033,000 |
| Noninterest income | 147,000 | 290,000 | 436,000 | 585,000 |
| Noninterest expense | 588,000 | 1,235,000 | 1,893,000 | 2,511,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 291,000 | 545,000 | 812,000 | 1,110,000 |
| Income tax | 93,000 | 169,000 | 248,000 | 339,000 |
| Net income | 198,000 | 376,000 | 564,000 | 771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,084,000 | 9,262,000 | 9,450,000 | 9,656,000 |
| Total capital | 9,883,000 | 10,137,000 | 10,327,000 | 10,526,000 |
| Risk-weighted assets | 69,133,000 | 70,396,000 | 70,517,000 | 71,081,000 |