Call reports 2015
PEOPLESTRUST BANK — 2015
What PEOPLESTRUST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 83,710,000 | 84,081,000 | 86,727,000 | 88,078,000 |
| Total loans | 51,177,000 | 51,701,000 | 52,361,000 | 53,265,000 |
| Allowance for loan losses | 785,000 | 771,000 | 797,000 | 800,000 |
| Securities available for sale | 24,874,000 | 23,324,000 | 22,585,000 | 23,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,938,000 | 74,510,000 | 76,824,000 | 78,131,000 |
| Interest-bearing deposits | 58,200,000 | 58,624,000 | 60,714,000 | 61,192,000 |
| Noninterest-bearing deposits | 15,738,000 | 15,886,000 | 16,110,000 | 16,939,000 |
| Equity capital | 9,188,000 | 9,160,000 | 9,344,000 | 9,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 782,000 | 1,577,000 | 2,362,000 | 3,214,000 |
| Interest expense | 95,000 | 192,000 | 294,000 | 394,000 |
| Net interest income | 687,000 | 1,385,000 | 2,068,000 | 2,820,000 |
| Noninterest income | 123,000 | 282,000 | 431,000 | 592,000 |
| Noninterest expense | 564,000 | 1,200,000 | 1,822,000 | 2,518,000 |
| Provision for loan losses | 9,000 | 9,000 | 139,000 | 139,000 |
| Pretax income | 237,000 | 458,000 | 538,000 | 755,000 |
| Income tax | 74,000 | 144,000 | 159,000 | 227,000 |
| Net income | 163,000 | 314,000 | 379,000 | 528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,706,000 | 8,857,000 | 8,922,000 | 8,984,000 |
| Total capital | 9,466,000 | 9,628,000 | 9,719,000 | 9,784,000 |
| Risk-weighted assets | 60,924,000 | 62,928,000 | 64,047,000 | 65,246,000 |