Call reports 2014
PEOPLESTRUST BANK — 2014
What PEOPLESTRUST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 83,555,000 | 82,780,000 | 83,319,000 | 83,869,000 |
| Total loans | 48,050,000 | 49,209,000 | 49,859,000 | 50,362,000 |
| Allowance for loan losses | 817,000 | 838,000 | 843,000 | 769,000 |
| Securities available for sale | 26,749,000 | 26,555,000 | 25,702,000 | 24,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,666,000 | 73,594,000 | 74,053,000 | 74,527,000 |
| Interest-bearing deposits | 59,104,000 | 58,190,000 | 58,026,000 | 57,966,000 |
| Noninterest-bearing deposits | 15,562,000 | 15,404,000 | 16,027,000 | 16,561,000 |
| Equity capital | 8,393,000 | 8,651,000 | 8,826,000 | 8,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 751,000 | 1,521,000 | 2,313,000 | 3,106,000 |
| Interest expense | 99,000 | 195,000 | 293,000 | 389,000 |
| Net interest income | 652,000 | 1,326,000 | 2,020,000 | 2,717,000 |
| Noninterest income | 112,000 | 210,000 | 299,000 | 428,000 |
| Noninterest expense | 531,000 | 1,138,000 | 1,691,000 | 2,283,000 |
| Provision for loan losses | 74,000 | 96,000 | 96,000 | 259,000 |
| Pretax income | 176,000 | 319,000 | 549,000 | 620,000 |
| Income tax | 65,000 | 88,000 | 167,000 | 183,000 |
| Net income | 111,000 | 231,000 | 382,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,011,000 | 8,131,000 | 8,281,000 | 8,249,000 |
| Total capital | 8,732,000 | 8,853,000 | 9,025,000 | 8,999,000 |
| Risk-weighted assets | 57,587,000 | 58,665,000 | 59,427,000 | 59,972,000 |