Call reports 2013
PEOPLESTRUST BANK — 2013
What PEOPLESTRUST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 86,839,000 | 84,783,000 | 87,915,000 | 81,505,000 |
| Total loans | 47,798,000 | 48,080,000 | 48,767,000 | 47,741,000 |
| Allowance for loan losses | 770,000 | 1,270,000 | 1,427,000 | 763,000 |
| Securities available for sale | 26,891,000 | 28,358,000 | 28,837,000 | 27,897,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,972,000 | 76,405,000 | 79,288,000 | 72,988,000 |
| Interest-bearing deposits | 58,776,000 | 57,760,000 | 58,397,000 | 58,547,000 |
| Noninterest-bearing deposits | 18,196,000 | 18,645,000 | 20,891,000 | 14,441,000 |
| Equity capital | 8,670,000 | 8,087,000 | 8,208,000 | 8,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 770,000 | 1,529,000 | 2,304,000 | 3,070,000 |
| Interest expense | 122,000 | 235,000 | 345,000 | 447,000 |
| Net interest income | 648,000 | 1,294,000 | 1,959,000 | 2,623,000 |
| Noninterest income | 154,000 | 310,000 | 463,000 | 560,000 |
| Noninterest expense | 581,000 | 1,098,000 | 1,642,000 | 2,191,000 |
| Provision for loan losses | 231,000 | 583,000 | 657,000 | 781,000 |
| Pretax income | 236,000 | 165,000 | 423,000 | 511,000 |
| Income tax | 72,000 | 23,000 | 109,000 | 129,000 |
| Net income | 164,000 | 142,000 | 314,000 | 382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,566,000 | 7,659,000 | 7,832,000 | 7,899,000 |
| Total capital | 8,306,000 | 8,396,000 | 8,578,000 | 8,621,000 |
| Risk-weighted assets | 59,134,000 | 58,421,000 | 59,058,000 | 57,707,000 |