Call reports 2012
PEOPLESTRUST BANK — 2012
What PEOPLESTRUST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 86,160,000 | 84,266,000 | 84,116,000 | 85,838,000 |
| Total loans | 44,592,000 | 45,934,000 | 46,097,000 | 47,306,000 |
| Allowance for loan losses | 744,000 | 484,000 | 490,000 | 573,000 |
| Securities available for sale | 32,196,000 | 30,694,000 | 30,118,000 | 28,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,995,000 | 74,900,000 | 74,384,000 | 76,130,000 |
| Interest-bearing deposits | 61,288,000 | 59,457,000 | 59,650,000 | 59,983,000 |
| Noninterest-bearing deposits | 15,707,000 | 15,443,000 | 14,734,000 | 16,147,000 |
| Equity capital | 8,286,000 | 8,475,000 | 8,698,000 | 8,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 813,000 | 1,612,000 | 2,415,000 | 3,205,000 |
| Interest expense | 155,000 | 299,000 | 442,000 | 574,000 |
| Net interest income | 658,000 | 1,313,000 | 1,973,000 | 2,631,000 |
| Noninterest income | 146,000 | 306,000 | 452,000 | 619,000 |
| Noninterest expense | 506,000 | 1,111,000 | 1,654,000 | 2,237,000 |
| Provision for loan losses | 25,000 | 67,000 | 145,000 | 225,000 |
| Pretax income | 273,000 | 456,000 | 641,000 | 832,000 |
| Income tax | 86,000 | 136,000 | 192,000 | 245,000 |
| Net income | 187,000 | 320,000 | 449,000 | 587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,082,000 | 7,215,000 | 7,344,000 | 7,402,000 |
| Total capital | 7,772,000 | 7,699,000 | 7,834,000 | 7,975,000 |
| Risk-weighted assets | 55,161,000 | 55,994,000 | 56,093,000 | 57,794,000 |